Association of Banks in Jordan Releases Report on Key Banking Developments in 2025
Assets Rise to JOD 74.1 Billion and Credit Facilities to JOD 36.1 Billion
The Association of Banks in Jordan (ABJ) has released its report on the key banking developments of 2025, providing a comprehensive overview of the performance of Jordan’s banking sector during the year. The report reviews major developments in banking and financial indicators, the performance of banks listed on the Amman Stock Exchange, payment systems, interest rates, banking services, and human-resource indicators across the sector.
The report shows that Jordan’s banking sector continued to record balanced growth in 2025, reflecting the sector’s resilience and its ability to sustain its role in financing economic activity and supporting various sectors, while maintaining high levels of financial stability, solvency, and liquidity.
According to the report, the total assets of licensed banks in Jordan increased by 6.1% during 2025, reaching approximately JOD 74.1 billion, compared with around JOD 69.9 billion at the end of 2024. The outstanding balance of credit facilities extended by banks also rose by 3.7%, reaching approximately JOD 36.1 billion.
The data also indicate that the banking sector maintained strong levels of financial soundness. The non-performing loan ratio stood at approximately 5.5% at the end of 2025, while the coverage ratio reached around 75.7%. The capital adequacy ratio stood at approximately 17.8%, reflecting banks’ ability to absorb risks and maintain sound financial positions. The sector’s statutory liquidity ratio was approximately 148.4%.
In terms of profitability, the report noted that banks operating in Jordan achieved a return on assets of 1.0% and a return on equity of 8.6% during 2025.
Bassem Khalil Al-Salem, Chairman of the Board of the Association of Banks in Jordan, said the banking indicators for 2025 reflect the strength and resilience of Jordan’s banking sector and its ability to achieve stable and sustainable growth. He emphasized the pivotal role banks play in financing various economic sectors, supporting growth and investment, and reinforcing financial and monetary stability in the Kingdom.
He added that continued growth in the sector’s key indicators, together with high levels of solvency and liquidity, confirms the ability of banks in Jordan to continue performing their role efficiently and to respond effectively to economic and financial developments, thereby strengthening confidence in both the banking sector and the national economy.
Dr. Maher Al-Mahrouq, Director General of the Association of Banks in Jordan, said the Key Banking Developments 2025 report serves as a comprehensive annual reference documenting developments across the banking sector from multiple perspectives and providing researchers, policymakers, and other interested stakeholders with a broad base of data and indicators that help them understand the sector’s trends and evolution.
Al-Mahrouq explained that the report goes beyond traditional indicators such as assets, deposits, and credit facilities. It also covers changes in the number of banks and branches, the performance of banks listed on the Amman Stock Exchange, developments in payment systems, the structure of interest rates, new banking services, and human-resource indicators, thereby providing an integrated picture of the development of Jordan’s banking industry.
The report shows that the number of banks operating in Jordan reached 20 at the end of 2025, including 15 Jordanian banks and five non-Jordanian banks, while the number of branches operating across the Kingdom stood at 856.
The Association noted that the report is issued as part of its role in providing reliable banking data and information, enhancing knowledge of the performance and development of Jordan’s banking sector, and supporting researchers, policymakers, and those interested in economic and banking affairs with comprehensive indicators that help explain sector trends and its contribution to the national economy.
The Key Banking Developments report is one of the Association of Banks in Jordan’s principal periodic publications. It provides an integrated database on the development of the banking industry, helping document its progress and track the changes it undergoes from year to year.
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